Larry has been in the Wall Street technology arena since 1986. A former Director at Salomon Brothers, now Salomon Smith Barney, he managed and developed Mortgage-Backed and Fixed Income securities databases and applications. In 1992 he moved to Tampa with Salomon where he started and managed a Tampa-based technology development organization that supported Salomon's Operations division. He also taught database courses as an adjunct professor at the University of South Florida. As a Managing Director for Bear Stearns, he started and managed a technology office in Tampa.

Larry has an MBA in Finance and Operations from Columbia University.

Julie has been developing applications and databases since 1987, most of that with Wall Street firms. She worked with Swiss Bank Corporation and Salomon Brothers, where she designed, developed and implemented the databases supporting their Mortgage-Backed pool allocation system.

Julie has Bachelor of Mathematics and Bachelor of Computer Science degrees from the University of Minnesota Institute of Technology.

Debbie has worked with Salomon Brothers and most recently as a Vice-President with Bear Stearns. At Salomon she developed and implemented a web-based position and portfolio management system for the mortgage trading desk.

Debbie has a Bachelor of Science degree in Computer and Information Sciences from Florida State University.

Sam began her IT career in 1994 at Salomon Brothers developing an in-house mortgage pool allocation system. At Bear Stearns, she worked on an institutional block-trade entry system for the Equity Trading Desk.

Samantha has a Bachelor of Science degree in Management Information Systems from University of South Florida.

Adam began his IT career at Salomon Brothers, starting on the same day as Samantha. At Salomon he supported mortgage operations and the mortgage trading desk. Prior to joining eMBS he built trading systems for the Securitized Products Group at Citadel, LLC.

Adam has a Bachelor of Science degree in Management Information Systems from Florida State University.

Jeanne started as a developer supporting the mortgage trading desk at Salomon Brothers before moving into project management, followed by CTO of a start-up, and then Program Manager with RBS and Bridgewater.

Jeanne has a Bachelor of Arts degree in Mathematics and Computer Science from Iona College.